Clarity Benefit Solutions

The last two years have been a heavy lift for HR departments. They have spent so much time keeping track of a constantly changing absent employee population, staying current with changing regulations, and finding new talents in a highly competitive marketplace. In order to thrive during such a time of change, employers must ensure their resiliency by protecting and supporting their employees; their most important asset.

The most significant challenge is to enhance the human element of HR while embracing new technologies and strategies. As a result, there is a dire need for a streamlined employee benefits administration solution to solve critical education, relationship, and employee experience challenges that plague their operational efficiency. Fortunately, as technology advances, so does the ability to provide personalized benefits solutions relevant to the current workforce dynamics.

Enter Clarity Benefit Solutions.

“Our goal is to bring clarity to employee benefits through innovative solutions that can simplify and streamline the entire process,” says Bill Catuzzi, the CEO of Clarity Benefit Solutions.

Staying true to its goal, Clarity Benefit Solutions offers one of the most unique Health Savings Accounts in the industry. It’s unique because it offers three robust investment options in one place and also offers a payroll advance option that goes beyond the planned and predictable.

The three investment options provide employees flexibility on how involved they want to be in managing their savings to achieve their long-term investment goals. Employees can choose between Managed, a novice, “do-it-for me” approach that relies heavily on our advisor tool; Self-Directed, for employees who feel comfortable managing a pre-defined investment portfolio; and Brokerage, for employees who are more adept with investment strategies and prefer a hands-on approach.

In addition to this industry leading HSA, Clarity’s Mobile App combines health and wealth to provide employees with low-cost, high-quality healthcare options. With its ability to offer a personalized experience, the solution excels at helping participants navigate their unique health and wealth journey. Clarity Mobile App provides a modern, easy-to-use mobile experience with powerful self-service capabilities and cost and quality insights, allowing employees to better search for procedures and providers. It gives participants access to real-time information and insights about their Clarity benefits, which is a key differentiator for Clarity Benefit Solutions. Clarity Mobile App also features several data-driven tools, including a personalized Smart Score that guides participants to make informed decisions about where to best spend and save their healthcare dollars.

For Clarity Benefit Solutions, innovation has been the name of the game. In response to the Consolidated Appropriations Act of 2021, the company launched a simple online questionnaire that allowed employers to easily review and approve the optional provisions, providing employees the option to maintain or spend down their FSA balances. Adhering to the American Rescue Plan Act (ARPA), Clarity Benefit Solutions developed an online tool to help employers easily elect for COBRA continuation of coverage premium subsidy. Not stopping there, the company recently launched Clarity Mobile Pay, allowing employees to use digital wallets to pay for eligible benefit account expenses in-store and online.

“We understand that the benefits and insurance industry is often plagued by “me, too” products and communication that is dense and difficult to understand. Our approach is simple; provide clarity with solutions that are simple to implement, manage, and use,” states Catuzzi.

More importantly, Clarity Benefit Solutions has structured its services based on the customer size, needs, and service volumes a testament to its client-centricity. All its customers receive hands-on attention from a team of experts ready to address their needs. This personalized focus has allowed the company to maintain a 97 percent client retention rate and serve as a leader in the highly dynamic employee benefits industry.