OCMI Workers Comp

In Florida, as in many other states, employers are required to provide workers’ compensation insurance coverage for their employees. Coverage is regulated at the state level and each state has its own requirements and penalties. However, employers face several hurdles when qualifying for workers’ compensation (commonly known as workers’ comp) coverage. To ease in obtaining workers comp coverage, OCMI Workers Comp—a professional employer organization (PEO) brokerage, which mainly specializes in the blue collar industry—helps businesses of any size acquire affordable workers comp insurance programs.

When you’re a blue-collar construction company and you need a workers’ compensation program, it can be difficult to find the right fit. As there are numerous risks associated with blue collar construction companies, insurance carriers bear the lion’s share of losses in the event of an injury. In the past, insurance carriers have been hesitant to provide coverage as a result of claims history, lapse in coverage, and they may not generate adequate premiums. With extensive knowledge in the blue-collar industry coupled with unique PEO relationships, OCMI Workers Comp is able to find an affordable workers’ comp programs with no deposits, audits or cancellation fees for many hard-to-place construction companies.

Furthermore, OCMI Workers Comp has developed proprietary intellectual property that provides companies with various quotes and is able to expedite the qualification process in under two minutes, and finally once approved, the employee onboarding process — saving clients time and money!

“We can help any company with their workers comp program needs because we have multiple partnerships with insurance carriers that trust our vigorous in-house underwriting,” says Oscar Montenegro, the President of OCMI Workers Comp.

With the construction industry being one of the most dangerous, it is important to have a workers compensation program to protect the business and its employees. The waiting process for approval of workers comp coverage usually lasts five to seven days, which could result in the loss of a job and time in the construction industry. As clients require certifications and proof of insurance at the earliest for their business to function and perform services, OCMI Workers Comp has developed a CRM (customer relationship management) technology that hastens the documentation process. The technology gathers the necessary information required to underwrite a client such as: tax ID, previous carrier, and history of losses. As there are multiple documents to be filled out, clients are only required to sign and fill the critical information once on the OCMI Workers Comp’s sign-up process. The company’s CRM technology then auto populates the information onto all the documents for the clients review and approval; and the application is submitted to insurance carriers instantly, speeding up the qualification and onboarding process.With a rapid turnaround time clients can be up and running with workers compensation insurance programs on the same or next day!

Our differentiating factor is that we provide affordable workers comp programs with no deposits, audits, cancellation fees

We are happy to announce that OCMI has successfully managed to secure many approvalsfor high-risk company’s needing workers compensation. Due to financial risks and high possibility of injuries, insurance carriers may not underwrite the client’s insurance claims. However, OCMI Workers Comp has conducted complete analysis on various clients, checked for compliance of regulations and weaknesses within the companies. Once the weaknesses of a client is identified, OCMI Workers Comp leveraged its expertise in blue-collar construction and implemented a safety orientation programs to ensure prevent injuries in the future. Moreover, the organization also provided the carrier with all necessary documents, which resulted in the approval of the client’s workers’ comp program in an expedited time frame.